Student Accident Insurance
Student Accident Insurance

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Student Accident Insurance

Our primary goal is protecting
your most important asset . . .
the students!

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about KidGuard Insurance

About Us

Since 1973 we have specialized exclusively in the development and servicing of student health insurance programs. As an independent agency licensed to represent various insurance companies, we can help you select the type of program that is best suited to your school's needs. With over 200,000 students currently insured, our collective bargaining power with insurance companies has enabled us to offer improved coverages at competitive rates.

We appreciate our customers and are proud of our 98% customer retention rate over the past years. We are committed to the long range goal of customer trust and satisfaction by delivery of superior programs and services at competitive rates.


Lawrence E. Smith & Associates, Inc.
PO Box 411216
St. Louis, MO  63141-1216
Local: 636.532.1660
Toll Free: 1.800.325.1350
Fax: 1.636.532.1737


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