Student Accident Insurance
Student Accident Insurance

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Student Accident Insurance

Our primary goal is protecting
your most important asset . . .
the students!

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about KidGuard Insurance

KIDGUARD

KIDGUARD is the proprietary name of a voluntary student accident insurance program currently implemented by over 1,000 public schools throughout the nation. The program is designed to offer parents of students an opportunity to purchase accident insurance coverages on a voluntary enrollment basis. The KIDGUARD enrollment brochure is easy to understand and offers several choices of coverages based on the needs of individual families purchasing the plan.

Since 1973 over 1,500 schools, colleges and universities have relied upon us to help protect their most important asset . . . students. Programs can be customized to meet the needs of each group. We offer programs for:

Public and Private High Schools, K - 12 systems and preschools:

  • Student Accident Insurance
  • Interscholastic Sports
  • Intramural Sports
  • Sports Camps
  • Club Sports
  • Group Travel Accident
  • Head Start Programs
  • Preschool Care
  • Special Trips and Excursions Coverage
  • Camper Coverage
  • Foreign Exchange Students Coverage
  • Catastrophic Risk Coverage
  • Special Events and Travel Coverage

College and Universities:

  • Student Accident and Sickness
  • Intercollegiate Sports
  • Club Sports
  • Intramural Sports
  • International Student Plans
  • Sports Camps

Coverages are also available for vocational training schools, trade schools, amateur sports associations and unusual special events such as races, fairs, concerts and parades.

For more information, please complete our contact form. We pledge to protect the privacy of our customers.


Lawrence E. Smith & Associates, Inc.
PO Box 411216
St. Louis, MO  63141-1216
Local: 636.532.1660
Toll Free: 1.800.325.1350
Fax: 1.636.532.1737


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